Auto Insurance
Liability -- Covers damage caused to other people's property and injuries to the people themselves. This coverage is required by the State.Collision – Covers damage to your own vehicle in an accident. Whether the accident is a single car or multi car accident, your collision takes care of the damage. The collision coverage would also cover your damage if you vehicle is overturned.
Comprehensive-- Covers losses by fire, theft, vandalism, wind, hail, flood and a collision with a bird or animal.
Medical payments -- Covers medical expenses for injuries. This coverage allows medical payments for you, your passengers and other parties, regardless of who is at fault. It also covers you in any accident involving an automobile, whether you are on foot, on a bicycle, in a friend's car.
Uninsured motorist (UM) and Underinsured motorist (UIM) -- Coverage protects you if you are injured in an accident with another party that either does not have any insurance or does not have enough insurance to cover your injuries.
Additional coverages include:
- Towing and Labor
- Rental Reimbursement
- Full Glass Coverage
- Additional Equipment (i.e. – rims, tires, stereo systems, GPS…etc)
Homeowners
Personal Liability
Umbrella
Life
Health
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